If you or someone in your family drives in Ontario, here is an important auto insurance update you need to know about. Under the recent Ontario statutory accident benefits changes, accessing medical and rehabilitation benefits after a collision may be more straightforward.fsrao
Auto Insurance Is Now the First Payer
Previously, injured accident victims generally had to use available workplace or private health insurance before applying for statutory accident benefits. Now, that order of priority has changed. Your auto policy generally acts as the primary payer for eligible medical and rehabilitation expenses, meaning you generally will not have to exhaust private health benefits first.
The official Ontario Statutory Accident Benefits Schedule outlines important changes affecting accident benefits coverage beginning July 1, 2026.ontario
💊 One Key Exception: Prescription medications are treated differently under the coordination rules and may still require using private insurance first, depending on the circumstances and the applicable policies. For the complete legal framework, review the official Ontario accident benefits rules.ontario
Understanding Your Benefits and Legal Rights
While this is a positive update, navigating broader SABS changes in Ontario can still be complex. Other protections, such as income replacement benefits for people unable to work after a car accident, may now fall under optional accident benefits that must be selected separately.
Every policy is unique, making it essential to understand your full legal rights after a collision. Located at 18 Wynford Drive in North York, Salehi Law serves clients across Toronto and the GTA.
Whether you need an experienced Ontario car accident lawyer or a dedicated personal injury lawyer, our team is here to help protect your rights after a crash.